LIC TECH TERM PLAN: LIC BEST POLICY: LIC Best Tech Term Plan No. 854. 18 to 65 years, the lowest premium gets 50 lakh insurance

 

If you are thinking about taking a policy of LIC then you have made Land on the right post. In it you went to how any policies can be best.

This is an online policy that can only take online. This policy can be purchased by visiting LIC's website. This policy is the policy of a term insurance, under which the insured ends, it gets the money of Samas.

LIC BEST POLICY: LIC's best policy is considered to LIC Tech Term Plan No. 854. It is considered the most affordable policy in all the term policy of LIC. People from 18 years to 65 years can buy this policy. This plan has to take a policy of insurance for at least Rs. 50 lakhs. Can not take a policy less than that. This policy will work only until 80 years of any person. At least 10 years and can take this policy for maximum 40 years. This policy only gives those people who have their own income. 

New Children Money Back Plan

There are three options to repay premium in this policy. The first is the regular premium that will have to pay premiums as much as the year. Ltd. Under the premium term, the total period of the policy can pay less than 5 years or less than 10 years. The third option is - Single premium i.e., while taking a policy, there is a total premium at a time.

How many years is the policy:

The biggest feature of this policy is Death Benefit. There are three ways to get money. After the death of the insured, the Nomini can get full money at a time. The second way is to get the outright money for Nominee 5 years, 10 or 15 years. The third option is of too much amounts and installments. In some part, Lamasam and some part are given 5 years, 10 years or 15 years. Insured can select one of these three options while taking the policy. In this policy, those who do not smoke get less premium facility. If this policy takes a woman, then she will also get a discount on the premium.

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How much will give premium:

In this policy, different premiums are set for people of different ages. If a 21 year old person takes a policy of 20 years then he will have to deposit Rs 6,438 every year. 8,826 rupees will be given for a 40-year policy. Similarly, if a 40 year person takes the LIC Tech Term Plan for 20 years, then he will have to pay 16,249 premiums. This premium will be 28,886 rupees for 40 years.

This is an online policy that can only take online. This policy can be purchased by visiting LIC's website. This policy is the policy of a term insurance, under which the insured ends, it gets the money of Samas. There is no maturity money like this in other policies. Until the end of the policy period, the insured will not get any money.

Death Benefit Facilities:

If the insured is died during the policy, then many types of facilities are given to their nominee. Ltd. Premium and Regular Preminal Plan Facilities are one, while there is some difference in single premium.

If the insured is died then their annual income will get 7 times more nominee.

On the date where the insured is killed, 105 percent of the total premium will be given to Nomini.

Nomine is given full amount of equity.

Rule of Single Premium:

On the death of the insured, a single premium gets 125 percent of the nominee

On death, the entire amount of Samas is given to the nominee

This policy is a term plan, so the insured does not get a maturity amount