What is Pradhan Mantri Shramyogi Maandhan Yojana and how to apply. Get 36 thousand annual pension by depositing 1 rupee 80 paise every day!

 

Pradhan Mantri Shramyogi Maandhan Yojana is a help policy issued by the Government of India. Next, we are going to get detailed information about this, so you read very carefully and know what is the 'Pradhan Mantri Shramyogi Maandhan Yojana'.

There are many such pension schemes of the central government in which the pension scheme in old age guarantees a fixed amount of pension every month. But this policy of the central government, in which you can get a pension of 3000 rupees per month by depositing only 1 rupee 80 paise every day. The name of this scheme is 'Pradhan Mantri Shramyogi Maandhan Yojana'. This scheme of the government is for the workers of the unorganized sector.

You should also know that if your monthly income is less than 15 thousand rupees and age is less than 40 years, then you can get pension up to 3000 rupees every month in old age by joining this scheme of Modi government.

 The central government started this scheme in the year 2019. The government aims that in the next 5 years, at least 10 crore workers and workers of the unorganized sector can get the benefit of this scheme. So that every person can get pension.

This pension scheme of the government is very special and beneficial for everyone. By joining this, you can get pension up to Rs 3000 every month after the age of 60. This scheme has been started to provide financial security in old age. The amount you will deposit every month in this scheme, the same amount will also be deposited in your pension account by the government every month.

Who can't take advantage of this

Make sure that the monthly income does not exceed Rs 15,000 to join this scheme.

If the monthly income is more than 15 thousand then you cannot take advantage of this scheme.

 Individuals working in the organized sector or members of Employees' Provident Fund (EPFO), National Pension Scheme (NPS) or State Employees Insurance Corporation (ESIC) or paying income tax cannot take advantage of this scheme.

Who can become part of the scheme?

Any Indian citizen can join the Pradhan Mantri Shramyogi Maandhan Yojana, whose age is between 18 years and 40 years.

 This scheme has been started especially for the maid, cobbler, tailor, rickshaw puller, washerman and laborer.

 According to government figures, about 42 crore people work in the unorganized sector in the country.

If the age of the investor is 18 years, then he will have to deposit Rs 55 every month in this scheme, Rs 100 every month for 29 years and Rs 200 every month for 40 years. If the beneficiary dies before getting the pension, then 50 per cent of the pension is given to his/her spouse.

Which documents will you need

To open an account in this Pradhan Mantri Shramyogi Maandhan Yojana, you will need mainly three documents. The main document is

1. Aadhar card (mobile number linked)
2. Savings or Jan Dhan account with IFSC
3.  Requires valid mobile number.

The biggest challenge is to identify them for their safety as there are many types of jobs and occupations in the field of unorganized labor.

Where to apply?

On the website of Employees' Provident Fund Organization (EPFO), the person should visit the nearest Common Service Center (CSC) and you can open your account there. Apart from this, applications can also be made by visiting the branch of Life Insurance Corporation of India (LIC), State Employees Insurance Corporation (ESIC), EPFO ​​or Labor Office of the Central and State Governments.

What did we go today

Today we learned what is the Pradhan Mantri Shramyogi Maandhan Yojana and how it can be taken advantage of. If you liked this information, then do let us know in the comments.